How to Build a Bulletproof Monthly Passive-Income Portfolio With Just $25,000

Invest $5,000 in a high-yield savings or CD ladder for emergency fund, generating ~2% annual return. It provides stability and capital protection.

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Deposit $5,000 in Series I or EE savings bonds yielding over 7% tax-free interest. Totally safe and great long-term.

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Invest $5,000 in a Roth IRA S&P 500 index fund for tax-free growth. Stock returns average 10% annually.

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Buy a triple net REIT like O or STOR with over 4% yields for $3,000. Properties are tax-favored.

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Use $2,000 to buy a dividend ETF like VYM or NOBL with safe, varied payouts over 3%. Dividends rise.

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Put $2,000 in a covered call ETF like QYLD that earns 10%+ via options premiums. This accumulates quickly.

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Invest $1,000 in an online real estate platform providing over 8% rental income. Passive cash flow.

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LendingClub pays 6-8% interest on short-term notes for $1,000. Defaults are in returns.

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PEP, JNJ, and MSFT offer 3%+ return today and 5-10% yearly dividend increases on $1,000 investments.

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