Strategies to Pay Off Loans Faster With a Credit Card

Make minimum payments on all debts except the one you're focused on paying off

Pay as much as you can towards the highest-interest debt each month

Ask for a lower interest rate by calling your credit card company

Consider transferring the balance to a card with a 0% intro APR for 12-18 months

Pay more than the minimum due on your credit card bill each month

Put any extra money, like tax refunds or bonuses, towards the credit card balance

Avoid using the card while paying down the balance

Look for cards that offer rewards you can use towards paying down the balance

Set up automatic payments to ensure you don't miss payments

Track your progress each month to stay motivated and see your balances going down